Hired Help – Cheap…

Photo on 8-21-15 at 2.54 PM

6 year old granddaughter is helping in the office today. You can only imagine how much work I am able to accomplish. She made this picture on her own without my help. It is mind-blowing how much kids know about computers at such an early age. She added the hearts because (and I quote) “we love each other so much” – my heart hurts. Lily’s a dream Grandgirl.

Front Porch


The American front porch is itself a history of American life. A place to sit, to rest, to read, to talk and to appreciate the beauty of this land. I couldn’t live without one.

Where are Mortgage Rates Heading this Fall or Next Year?


The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year.

According to Freddie Mac interest rates are projected to increase steadily over the course of the next 12 months.

How Will This Impact Your Mortgage Payment?

Depending on the amount of the loan that you secure, a half of a percent (.5%) increase in interest rate can increase your monthly mortgage payment significantly.

Dr. Frank Nothaft, the SVP & Chief Economist for CoreLogic, had this to say in their latest MarketPulse:

“If you are thinking of buying a home and have the financial means to do so, this could be a good time to take a look at the neighborhoods you are interested in. We expect home prices in our national index to be up about 4.3% in the next 12 months, and mortgage rates are also likely to increase over the next year.”

If both the predictions of home price and interest rate increases become reality, families would wind up paying considerably more for their next home.

Bottom Line

Even a small increase in interest rate can impact your family’s wealth. Call me to evaluate your ability to purchase your dream home.