Chandelier Magic

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Most of you who regularly read this blog know that I have a passion for chandeliers. My Mother was a lighting architect and put outrageous and stunning lighting in most of the Miami Beach hotels. I grew up loving sparkle, glitz and glamour.

A chandelier adds an elegant feature to a home and elevates the room from ordinary to extraordinary. This chandelier is called a French empire style design. It has that wow factor.

Empire style is a French 19th century design aesthetic that was defined by opulence and ornate touches. Fast forward to now and there is whole category of crystal and other material chandeliers that is considered a French Empire style chandelier. The silhouette is narrow at the top and then curves down into a bowl or cup shape at the bottom.

http://cococozy.com/2015/10/9-elegant-french-empire-chandeliers.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+cococozy%2FzOlp+%28COCOCOZY%29

Why You Should Hire a Professional REALTOR When Buying A Home

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Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional!

You Need an Expert Guide if you are Traveling a Dangerous Path

The field of real estate is loaded with land mines. You need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and ready for you to move in to can be tricky. An agent listens to your wants and needs, and can sift out the homes that do not fit within the parameters of your “dream home”. A great agent will also have relationships with mortgage professionals and other experts that you will need in securing your dream home.

You Need a Skilled Negotiator

In today’s market, hiring a talented negotiator could save you thousands, perhaps tens of thousands of dollars. Each step of the way – from the original offer, to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes. Realize that when an agent is negotiating their commission with you, they are negotiating their own salary; the salary that keeps a roof over their family’s head; the salary that puts food on their family’s table. If they are quick to take less when negotiating for themselves and their families, what makes you think they will not act the same way when negotiating for you and your family? If they were Clark Kent when negotiating with you, they will not turn into Superman when negotiating with the buyer or seller in your deal.

Bottom Line

Famous sayings become famous because they are true. You get what you pay for. Just like a good accountant or a good attorney, a good agent will save you money…not cost you money.

Eclectic Style

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I love people who have a sense of style without a blueprint. In other words, they just put together things that they love and feel like “home.”

The photo above features a family of misfits, castoffs, and misunderstood objects fills the 1,300-square-foot home of David Reid and James Klein.

You can read more about this gorgeous NYC home at:

http://www.lonny.com/Home+Tour/articles/Qgbc5NUfxEh/Lost+Found+New+York+City+Apartment+KleinReid

52% of Americans Plan to Buy A Home in Next Five Years.


According to the recently released BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said they would be willing to pay an average of $296,000 for a home and would average a 21% down payment. The report also had other interesting revelations.

Those Looking to Buy

74% of those looking to buy a new home will consult a real estate agent

59% said they will visit online real estate websites

37% will seek recommendations from friends and family

78% plan to get pre-approved before seriously searching for a home

Those Who Already Own

75% of current home owners set a budget before looking for a home. 16% ended up spending less while 13% went over their budget.

63% of American homeowners spent under six months looking for a new home before they made a purchase.

8% bought their home without participating in an active real estate search – or even any plan to buy at all – because a specific property caught their attention.

The last point is very interesting: Of those that purchased a home, 8% bought “without any plan to buy at all”. A property caught their attention and they acted on it.

Why are More People not Planning their Next Move?

Why are people that are considering a move not putting their home search to a plan, and instead, buying only when a property catches their attention? A recent article by Fannie Mae may give us that answer, there is evidence that a large numbers of homeowners are dramatically underestimating the equity they have in their current home. The report explains:

“Homeowners may be underestimating their home equity. In particular, if homeowners believe that large down payments are now required to purchase a home, then widespread, large underestimates of their home equity could be deterring them from applying for mortgages, selling their homes, and buying different homes.”

Bottom Line

Perhaps it is time to sit with a real estate professional to determine the actual equity you have in your house and take a look at the opportunities that currently exist in the real estate market. This may be the perfect time to move-up, move-down or buy that vacation home your family has always wanted.

The Color White

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Interior decorators are already declaring this year’s color to be white. WHITE? To be honest, I love it. White is a color and it’s beautiful in a home with no kids, dogs, husbands and basically rarely used. I love white interiors and they are so gorgeous but impractical. However, whether you choose white or bright neon green…go for it with gusto and make it work. #color #white #interiors